fru·gal
–adjective
1. economical in use or expenditure; prudently saving or sparing; not wasteful.
2. entailing little expense; requiring few resources

Tuesday, January 27, 2009

Freebie for the Day!

Need a little organization for 2009? Well here are some great free downloads that you can print to get your life in order! Free budget tools, as well as shopping lists and menu planners!!


Click here to get yours!!!

Monday, January 26, 2009

Menu planning Monday


Here is my menu for the week using my sale items from last week.


Monday-Ultimate Chicken Quesidillas (using the free tomatoes I got a publix!), Salad


Tuesday-Crescent Casserole, Corn, Salad


Wednesday- Polynesian Chicken, Steamed Rice, Roasted Veggies


Thursday-Quick Casserole, Fresh Green beans


Friday- Grilled Chicken breasts, baked potato, broccoli


Saturday-Pancakes and eggs!

Join me this year for a new Ultimate Coupon!

As part of my blog resolution for this year I am updating this site daily so be sure to check it out!

Heres what the weeks will consist of:

Menu Plan Mondays-Menu planning is one of the greatest ways to save money. Join me every Monday to use the steals I got to plan out my familys meals for the week!

Terrific Tuesdays-Freebies for the week!

Wisdom Wednesdays-Fun Quotes to get your week ready!

Thrifty Thursdays-New recipes that work on a budget

Frugal Fridays- Tips and articles on frugal living

Super Coupon Saturdays-Coupon previews for the week!

Stealin' the deals Sundays-Coupon matchups with ads in the paper

Daily Wisdom...


If broke people are making fun of your financial plan, you’re on track.
— Dave Ramsey, Radio Show, 2007-06-08

Menards....FREE STUFF!!


Take a look at the ad this week. I do not have a Menards here in Florida, but I know back home in the cold they do!! It looks like there is a ton of free after rebate items. Stock up and take the time to fill those rebates out.


Go HERE to see the ad.

NEW YEAR.....NEW ME.....NEW BLOG

So I havn't written in awhile, again. It seems like this holiday season got the best of me. I was so busy I completly forgot about all the things i needed to get done :). But this is a new year, and I made so new resolutions!


1. Update my blog daily
2. Keep you up to date on our financial goals this year!
3. Pay off all our Credit Cards
4. Stick to my budget every week
5. Put $100 a month into an account to start a downpayment for our first house!

So these are mine, what are yours??

Saturday, December 20, 2008

Free Hair Dryer at Walgreens.


So as you all know I am a hair stylist...and I do HIGHLY recommend using professional tools on your hair, meaning a GOOD Blowdryer....but there is a great deal at walgreens going on right now where you can get a conair dryer for free! So, we all need a "spare" that we keep at the vacation house or one for "emergencys" ect.. who can pass this up?


So go into Walgreens Monday December 22 ONLY. Buy the Conair blowdryer priced at $10 (which is half price already) and recieve $10 back in register rewards. So you get it for free!!!!!


Go get yours on Monday!

Last minute Christmas shopping!

I though it was about time to post some coupons for some last minute christmas shopping...also some of these may useful AFTER Christmas with all the giftcards/gift money you recieved or hitting up the after Christmas sales!

Macys $10 OFF Coupon

Bath and Body Works-Free item with any $10 purchase

Gap Maternity-$10 off $40 or more

Gap-20% off Outlets stores or 25% off

Family Christian store-25% off (additional!)

Lane Bryant-$25/$50/$75 Off

Kohls-$10 Kohls cash

Gymboree-extra 20%0F

Gormans-20% off

Holiday Coupons

F.Y.I:

There are no coupons in tomorows paper. I guess the coupons have a holiday beak too :) Not to fear though, they will return the next week along with LOTS of holiday sales!!

Lots of CVS FREEBIES tomorow!! 2 day sale!


CVS: Deals for the week of December 21-27, 2008

TWO-DAY MEGA ECB SALE--Good December 21-22, 2008

Buy 1 Benefiber Drink Mix 16-ct. at $7.29,

Get $7.29 ECBs (Limit 1)

Use $2/1 from the 9/21, 10/19, or 11/16 SmartSource insert

Free plus $2 overage after ECBs


Buy 1 Excedrin Express Gels 20-ct. at $3.99,

Get $3.99 ECBs (Limit 1)

Use $2/1 printable here or $2/1 coupon from the 10/19 SmartSource insertSubmit for full product rebate from the 10/19 SmartSource insert

Free plus overage after coupon, rebate, and ECBs


Buy 1 Zantac 150 8-ct. at $4.99, Get $4.99 ECBs (Limit 1)

Use $1/1 printable here or $1.50/1 or $1/1 from the 11/09 SmartSource insert

Send in for the $5 mail-in rebate from the 11/09 SmartSource insert

Free plus overage after coupon, rebate, and ECBs


Buy 1 L'Oreal HIP Metalic Eye Shadow Duos at $6.99,

Get $6.99 ECBs (Limit 2)

Use $2/1 or $1/1 from the 10/05 or 11/2 RedPlum insert

Free plus $1-$2 overage after coupon and ECBs


Buy 1 ThermaCare Neck to Arm Heatwrap 1 ct. at $2.49,

Get $2.49 ECBs (Limit 3)

Use $1.50/1 or $1/1 from the 11/30 P&G insert

Free plus $1-$1.50 overage after coupon and ECBs


Buy 1 Arm & Hammer Essentials Starter Kit at $2.99,

Get $2.99 ECBs (Limit 5)

Use $1/1 printable here or $1/1 coupon from the 12/14 SmartSource insert

Free plus $1 overage after coupon and ECBs


Buy 1 Listerine Antiseptic 16.9 oz. at $2.99,

Get $2.99 ECBs (Limit 5)

Use $1/1 from the CVS Diabetes book or $1/1 from the 09/28 RedPlum

Free plus $1 overage after coupon and ECBs


Buy 1 Right Guard Professional Solid 1.8 oz. or Aerosol 6 oz. at $6,

Get $6 ECBs (Limit 5)

Use $0.50/1 printable here (You'll need to register and entering "rightguard" in the code box to receive your coupon via email.)

Free plus $0.50 overage after coupon and ECBs


Buy 1 Sally Hansen Lacquer Shine Nail Color at $5.99,

Get $5.99 ECBs (Limit 2)

Use $0.50/1 from the 9/28 SmartSource insert

Free plus $0.50 overage after coupon and ECBs


Buy 1 Sleepinal 32 ct. at $8.49, Get $8.49 ECBs (Limit 5)

Free after ECBs


Buy 1 Slimquick 2-pk. at $4.99,

Get $5.99 ECBs (Limit 1)

Free after ECBs


Buy 1 Zipfizz Energy 3-ct. at $5.99,

Get $5.99 ECBs (Limit 1)

Free after ECBs


Buy 1 Alteril Sleep Aid 30-ct. at $9.99,

Get $9.99 ECBs (Limit 1)

Free after ECBs


Buy 1 Halls Naturals 25-ct. at $2.59,

Get $2.59 ECBs (Limit 1)

Free after ECBs


Buy 1 Iceland Health Joint Relief 60-ct. at $29.99,

Get $29.99 ECBs (Limit 1)

Free after ECBs


Buy 1 EAS AdvantEdge bar 2.11 oz. at $1.69,

Get $1.69 ECBs (Limit 1)

Free after ECBs


Buy 1 EAS AdvantEdge shake 4-pk. at $7.49,

Get $7.49 ECBs (Limit 1)

Free after ECBs

New Swagbucks Code!


Swagbucks has a great new promotion going - they're giving out even more Swagbucks via codes found on the Swagbucks Blog!


Here's the current code, expiring Sunday, 12/21:
SWAGGERNAUT (case sensitive)


Go to your Swagbucks account and view your total points, then type this code into the box provided and you're 1 point closer to a fabulous reward!


If you're not already earning Swagbucks (earn some great giftcards!), you can sign up here!

Free 8X10 photo at Walgreens Today!


Through December 20, 2008, you can get a free 8x10 photo from Walgreens.com by choosing store pick up and using coupon code FREEGIFT when you check out. This might make a great last-minute gift!

Monday, December 15, 2008

Free movies on Sundays!

Go to a participating Redbox at Wal-Mart only for these great once a week codes good each Sunday until January. Each code is good only for that day. If you keep the dvd past the due time you will be charged $1 per day extra. Again, these codes are ONLY good at Wal-Marts redbox rentals on Sunday's.
Week 1 (Sunday 12/7) - 11moms4uS (good for this day only) OVER
Week 2 (Sunday 12/14) - 11moms4uA (good for that day only)
Week 3 (Sunday 12/21) - 11moms4uN (good for that day only)
Week 4 (Sunday 12/28) - 11moms4uT (good for that day only)
Week 5 (Sunday 1/4/09) - 11moms4uA (good for that day only)

365 days till Christmas next year!


Having trouble finding enough money to pay for gifts whis year, especially in this economy? One of the nice things about having a budget is you can start planning these expenses you know are comming around. Christmas, birthdays, car maintnance, taxes....the list goes on.
2009 is fast approaching,why not start you budget for this next year. Instead of searching for $1,000 around the holiday season, why not have a christmas catagory in your budget. I would imagine it would be a whole lot easier finding 1/12 of $1,000 instead of finding it all at once. If you havnt ever had a budget, make this next year the year YOU are going to take control of your finances!
I designate one day a week to take all the reciepts I had collected during the week and record them in my budget. Then I know exactly where my money is going and how much I have left to spend in each catagory. This has been extremely useful in paying down our credit cards. If you need a budget HERE is a great downloadable budget you can start with. Remember it takes a few months to see where all your money is going and where you can cut back on. But once you get rolling, you are on your way to FINANCIAL FREEDOM!!!

Sunday, December 14, 2008

Free arbys Shake!


Arby’s is offering a FREE Mint Chocolate Swirl Shake, just sign up for Arby’s Extras and they will email you a coupon within 24 hours of signing up, you’ll have two weeks (14 days) to use your coupon…

CVS deals this week!

Thanks to hunt4freebies.com i have a printable of all the deals this week you can print off and take with you to the store!!! Click HERE to get it!

Thursday, December 11, 2008

Free Krispy Kreme Donuts!


Heres a coupon for a free Krispy Kreme donut! Click here...Im not sure if its only valid today or not.

Monday, December 8, 2008

Free LuminAir and cookies at Target!


Airwick Lumin Airs are priced at $4.99 at Target this week. Use the $5/1 coupon from the 12/07 inserts to get these for free!



Also, Target is running a gift card promotion on Keebler cookies and crackers: Buy five Keebler Club crackers or cookies (selected varieties) at $2.50 each, Get a $5 gift card. Use this $1/1 coupon to get five packs for $2.50 after coupons and gift card. The coupon should print both a $1/1 coupon on any Keebler cookie and a $1/1 on Keebler Sandies. The Sandies are included in the deal, from reports I've heard.


SWAG bucks


So heres the deal on this:


Change your homepage on your computer to swagbucks (click on the link to sign up). You get points for things like searching the web, shopping or recycling your old cell phone. The ponts add up and you get gift cards for going about your daily routine!!



Click on the link and sign up now!!

UPDATE!


I started saving and coupon clipping this August, since then (5 months) I have saved $1,559.00! Just think if I hadnt started using coupons and shopping the sales, we probably would have put that money on a credit card which would have cost us a ton in interest. In the long run not only did we save all that money but we saved the money in interest too!!!

The end of the year is here and the new year is right around the corner. What are you plans for this next year. Lets make this the year to make a difference. Spend less, save more and give more! I encourage all of you to start thinking about your goals for the new year.

Here are ours:

1. Pay off all of our credit cards
2. Finish our emergency fund
3. Start a health savings account
4. Start a savings account for a 20% down payment on our first house


What are your plans?

For your information.......

Ever forget to get the Sunday paper or later in the week figure out that you need another coupon that was in last sundays paper?? Well, problem solved. Walmart has Sunday papers all week long!!!

Yay for Walmart!

CVS Senarios this week!

From Keeping Kingdom first this is her $5 Cvs scenario!

Transaction #1
Buy 1 Rolaids Soft Chews @ $2.19 (December deal)
Buy 1 Powerade 32 oz @ $1.59
$1.00 Rolaids 10/5 RP insert
Total After Coupon= $2.78
ECBs earned= $2.00, $1.59

Transaction #2
Buy 1 Theraflu packets* @ $5.99
$2.00 Printable here
or $2.00 10/19 SS insert
Pay with $2.00 ECB from above Total
After Coupon & ECB= $1.99
ECB earned= $2.00

Grand Total OOP= $4.77,
Total Value= $9.77
Remaining ECBs= $2.00, $1.59
*Mail in rebate for Theraflu available in 10/19 SS insert
Keep rolling those ECBs for even more savings!

Free lipstick at CVS!


CVS has Maybelline lip color products on sale B1G1. Buy 2 for less than $4 each and use one $4/1 coupon from the 12/07 RedPlum insert to get both free. Or buy 2 for more than $4 each and use two $4/1 coupons to get both free plus possible overage!

Coupon Lingo..

$1/1 ; $2/1 - Coupon for $1 off of 1 item ; $2.00 off 1 item, etc
$2/$5; $3/$15 - Coupon for $2 off a $5 purchase, $3 off a $15 purchase, etc
Blinkies - Coupon dispensers at grocery/drug stores with the blinking lights
BOGO - Buy One Get One Free
ECB - Extra Care Bucks - CVS "money" printed on receipts to be used like cash in store
IPQ - Internet Printable Coupon
Oop - Out of Pocket - actual cash paid
Peelie - Peelable coupon located on packages
Q - Coupon
RR - Register Reward - Walgreen's "money" printed on receipts to be used like cash in store
WYB - When You Buy...

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