I started saving and coupon clipping this August, since then (5 months) I have saved $1,559.00! Just think if I hadnt started using coupons and shopping the sales, we probably would have put that money on a credit card which would have cost us a ton in interest. In the long run not only did we save all that money but we saved the money in interest too!!!
The end of the year is here and the new year is right around the corner. What are you plans for this next year. Lets make this the year to make a difference. Spend less, save more and give more! I encourage all of you to start thinking about your goals for the new year.
Here are ours:
1. Pay off all of our credit cards
2. Finish our emergency fund
3. Start a health savings account
4. Start a savings account for a 20% down payment on our first house
What are your plans?
The end of the year is here and the new year is right around the corner. What are you plans for this next year. Lets make this the year to make a difference. Spend less, save more and give more! I encourage all of you to start thinking about your goals for the new year.
Here are ours:
1. Pay off all of our credit cards
2. Finish our emergency fund
3. Start a health savings account
4. Start a savings account for a 20% down payment on our first house
What are your plans?
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